Fact Checking Factcheck.org
Factcheck has released yet another ridiculous truth-o-meter on the President and how he is selling the newly Constitutional PPACA. I think their points are worth refuting.
Fact Check States in their summary: Obama reiterated his ‘if you like your plan, you can keep your plan’ refrain, despite the fact that at least a few million workers won’t keep their employer-sponsored plans, according to the Congressional Budget Office.
Really? You are suggesting that below average plans which leave subscribers underinsured, is definitely a product sentient beings want for their families. Three cheers for substandard insurance! PPACA is in part a regulation that mandates what a basic health plan must cover. It’s already that way for federal employees. There are two levels of health insurance, the standard, which has somewhat higher co-pays and high-options which cost more and cover more services. Previous to the law standards vary wildly state by state. Governments are supposed to regulate services that can affect the general wellbeing of the citizenry. I realize Republicans have made the claim over and over again that government is only to wage war and make it so businesses can rip off whomever they choose to rip off. American citizens deserve standardized insurance coverage that basic minimum requirements, and if an insurance company for some odd reason does not comply they will go out of business, does anyone see that happening? Nope. It isn’t as simple as Fact Check states, and it certainly isn’t a negative for the President for people to have standard and not substandard health services coverage. They have tried to twist it into a negative.
One more point, employers switch health plan providers every time they get a better deal. I mean you can’t be serious on that critique; currently no one can stop your employer from taking his business elsewhere. I am not sure why that fact works against the President and brings what he said into doubt.
Fact check states: The president also exaggerated the benefits of the law, such as the number of young adults who were able to join their parents’ plans.
Coverage for Young Adults:
Factcheck cited the Los Angeles Times claiming it refutes the claim that 6.6 million young adults have insurance because of ACA. Unfortunately for factcheck, the LA Times and the Commonwealth Fund, from the outset they actually misstate ACA, the passage in the times says this:
Not all of the estimated 6.6 million young adults who joined or stayed on their parents’ plans would have otherwise been uninsured, according to officials at the Commonwealth Fund, which is a leading source of healthcare research. At least some probably moved to their parents’ plans from other health insurance plans because the family plans were less costly or more comprehensive.
Take special note of the part I bolded, both not only is factcheck, because this is the Republican talking point of their argument and is a misstatement of the legislation
This is important: Young adults have the right to stay in a parent’s plan—or to get back into that plan—if they meet the following conditions:
1. Their parent has coverage through an employer or buys family coverage in the individual market.
2. Their parent’s health plan provides ‘dependent coverage’—that is, it covers children, spouses, or other family members.
In the past, some plans required children and young adults to be ‘dependents’ for tax purposes before they could qualify for coverage on their parents’ plans. Under the new law, this is no longer the case. Nor does it matter whether or not the young adult is a student, lives with the parent, or receives financial support from the parent.
3. Insurance companies are only required to provide access to insurance for young adult children if the child does not have access to insurance through their employer.
But then factcheck states:
The White House told us that the president’s statement is correct because all 6.6 million benefited from the law, but some more than others. True.
Factcheck claims the President has overstated the number of people affected by the preventive care coverage regulation.
Obama: [Insurance companies] are required to provide free preventive care like checkups and mammograms, a provision that’s already helped 54 million Americans with private insurance.
Fact Check’s complaint is: Obama would have been on safer ground if he had said the provision potentially helped 54 million.
This is a distinction without a difference. It has more than a potential to impact those 54 million people, it is a regulation, it is required by law that insurers implement these reforms. It is hard to tell what fact is distorted here, it directly affects those 54 million people why the word game? Is it to appear more balanced to Republicans, so factcheck has apparently decided to go full Orwellian Newspeak to twist their critique to appear legitimate, even when it isn’t.
Finally, factcheck goes all in and makes the claim that because the vast majority of those tax rebates are going to employers, people aren’t really getting a rebate. But it does mean the cost of their insurance will go down, and their premiums will reflect that fact. Not every savings will be in the form of a direct rebate for each and every person. But he isn’t exaggerating either, because rebate checks are going out. Costs will begin to stabilize across the country and that is positive news.
So factcheck, could you get anymore dramatic using the term overreach to describe the Presidents attempts to explain this law to people? Overreach is such an overused Republican word, they use it all the time, wasn’t Jim DeMint just claiming Overreach here and threatening nullification once again as their ultimate solution. I wonder how many times Sheldon Adelson is going to use your half-assed work to attack ACA and the President. I guess as many times as his money can purchase.