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4 comments
1 |
Virginia Plain Thu, Dec 13, 2012 5:23:26pm |
Done. I'm buying my first home, and any little bit of deduction helps. Homeownership is a big responsibility, especially financial. And homeownership drives this economy, like it or not.
| 2 |
lostlakehiker Fri, Dec 14, 2012 6:25:12am |
This is a tax break for the upper reaches. Your ordinary civilian will never hit the threshold to itemize, whether or not they're paying on a mortgage.
If taxes must go up, limits on the deductions for mortgage interest make sense as a way to raise taxes. Too much is being spent on housing as it is. Houses are too big, too energy intensive, and too far flung. This is not the fault of the poor; it's a feature of upper and upper middle class life.
If you want to preserve a tax break that sometimes trickles down to helping the upper middle a bit, there are other and better ways to do it.
| 3 |
RadicalModerate Fri, Dec 14, 2012 9:26:51am |
I think there should be a homeowner's mortgage deduction - within certain limits. Purchasing a house as a primary residence would get the full tax break, and even a second "summer" home I would have no major problem with some tax relief on.
That being said, currently there are tax loopholes that allow people like mortgage "flippers" or other property investors to pay little to no taxes on what in some cases is hundreds of millions of dollars in annual transactions - which in turn gives those individuals six to seven-figure incomes with next to zero tax burden. This type of "gaming" of the system needs to be addressed.
edit:
Ugh. Looking at the poster's history, it appears that the account was created yesterday specifically to hype their own webpage.
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