re: #113 Backwoods_Sleuth

Our local hospital estimates what the deductible and co-pay will be and gives us a 20% discount on it if we pay that at the time of admission. The estimate is always on the high side, so we get the difference refunded fairly soon.

Our local hospital is out of network so $50K deductible / $75K max out of pocket.

“However, those who need elective procedures and non-emergency care might have to look elsewhere to avoid paying potentially sky-high out-of-network costs. The out-of-network deductibles on gold, silver and bronze Blue Cross plans that are purchased on the Your Health Idaho exchange have increased to $50,000 for 2017.”

It also applies to plans purchased privately off any exchange.