re: #171 Thanos
I have no idea, before submitting a claim for my grandmother, if her private insurer is going to deny it. I have had to fight many battles with them, and they often change their policies on the fly. I am glad that you know what will be covered for your mom— and by the way, I hope she gets every inch of care that she needs.
I personally think that changing the way a policy works after someone has bought into it for 40+ years is one of the most problematic things about the private health insurance system.