re: #184 Obdicut

That report says fraud is a huge problem for private insurers.

re: #179 subsailor68

Do you think that no Americans should live in earthquake zones, flood plains, and areas that get hit by tornadoes?

No, people can live wherever they choose. I simply note that they should expect insurance companies to take those factors into account when setting premiums. And, in the case of flood plains, not to be surprised if after the second or third time, the companies decline to keep sending out checks.

That’s the problem I have with federal programs. If you choose to live in these areas, don’t expect the feds to keep reimbursing you either.