re: #281 Obdicut

I’m sorry, but that’s what actuarial tables do. You said that for every group that there’s a breakpoint for profit, right? So what if you can identify a group that will never make that breakpoint for profit?

If you can identify a group as having a medical condition that, on average, costs $2,000 a month to treat, how on earth are you going to make a profit off of providing them health insurance, if they can’t pay more than $2,000 a month for it?

Not that simple. Break down that population further. Smokers, for example, receive very little sympathy from me.