re: #355 Obdicut
He’s just lying. There’s no real private market for flood insurance. That’s why it’s been taken over by the government.
Actually there is a flood insurance market. It’s just that the rider is very expensive, and unless you happen to live in an area that not only requires it but for which law and regulation have the government making it happen, most people don’t bother.
Examples include the coastal counties of Houston and the ‘Mississipi Floodplain’ requirements of Missouri.