re: #368 lawhawk
I don’t think it’d be any different with the federal government in the insurance game. We’d just be blaming the government for the failure to compensate for damage claims instead of the insurance company. Both would have a fiduciary duty to manage claims, risk, and set premiums accordingly.
It is really obviously different when there isn’t a profit motive. Really, really obviously. The government has much less of an incentive to deny claims.