re: #396 sattv4u2

The people who can afford to invest significantly do so because investment brings more wealth than savings.

As well as more risk

No.

sigh, that’s not completely accurate.

It brings more risk ONLY on the portion to be risked.

So a person who earns 200,000 and puts 50,000 into an investment is ONLY risking 50,000. Yes, it’s 25% of his income, but he’s still keeping 3 times the median household income “safe”.