re: #6 Vicious Babushka

What about employees who do not have a bank account? (Because they live from paycheck to paycheck)

Precisely. I used to work for a company that uses these cards. My current employer offers them as well and I’ve noticed them becoming a trend among other companies too.

The truly sad part is the people that will be dealing with these cards the most are probably completely unaware of all the fees and junk attached to them. The $1 charge for a balance inquiry is beyond stupid.