re: #5 jvic

Bingo, jvic. I was just thinking about that myself. Ironic, isn’t it, that bankruptcy reform was a Republican initiative, in spite of the fact that the manner in which it is set up now means that it is much less likely that “small businesses” will be created, thanks to the additional financial hazards an unsuccessful business would run into. I’d love to start an unincorporated business, but I’m damned well not going to risk bankruptcy over it. I wouldn’t mind the bankruptcy, but having the courts order me to attend some (*&^%^ workshop to get lectured to about financial responsibility would probably cause me to go postal.