re: #627 marjoriemoon

Well unless I’m misunderstanding the whole concept, some insurance company is holding your policy and that company makes a profit. Is it something different?

We’re talking about free to the consumer. Having the costs absorbed elsewhere for free mammographies and such saves in the long run because illness can be diagnosed early when its less costly to deal with.

No, my company is self-insured. It collects the premiums, and hires a staff of people to process the claims. They have costs, but they make no “profit”. The premiums pay the cost of claims and the cost to have employees processing the claims, but there are no investors or company that makes a profit.

As to the “free” mammographies - yes, I agree, having a medical procedure with the cost absorbed elsewhere is very nice and can save in the long run if it detects things early on, when it’s less expensive to treat. I was just pointing out that they aren’t “free”. Somebody pays something for those “free” diagnostic procedures.