re: #1 MsJ
Gah, I CL’d myself in the last thread. I wouldn’t repeat it but I think it’s kinda important.
I just got this in email from Credit Karma.
This is a free service. I recommend them. You see your credit scores and your accounts. It shows inquiries into to your file so you should be able to spot fraud. And they email you with changes.
Thanks for reminding me. It turns out I had already signed up for Credit Karma, but had not set up its notifications.