re: #844 eschew_obfuscation
Perhaps I misread that. I thought the “expert courts” were for determining awards rather than making medical decisions.
Other articles I have seen suggested a pool of funds from some sort of tax to provide awards from the courts.
We need accountability from the clinicians, but the expense of mal-practice insurance indicates how much of our total medical bill has nothing to do with medicine.
Two points: Wisconsin(my State) has the Wisconsin Patients Compensation Fund. It is a $750 million dollar fund that picks up any med mal award or settlement over 1 million dollars. So, the exposure for ins. companies for every med mal case in Wisconsin is a million. Non-economic damages are also capped.
Your real point is that insurance premiums bear no relation to amounts paid. That is a problem with the insurance industry, not doctors or lawyers.