re: #5 Mattand

Addressing point 3, WalMart is flipping on the part-time and temporary workers as a means of avoiding ACA obligations. They’ve decimated their customer service and business model by cutting FTEs (full time equivalents) to the bare minimum, and it means people are going elsewhere when possible to shop.

So, they’re going to be putting more people into FTE positions that are entitled to health insurance.

The cutting of FTE jobs is short sighted and causes long term problems for companies. It’s not a growth strategy, but rather a means to squeeze short term profits.