re: #85 klys (maker of Silmarils)

I find most places are perfectly happy to deal with credit cards instead of debit cards and we treat them as the same thing in our house. I just prefer the extra layer of buffer between my bank account and the merchant, because fraudulent charges are a thing that happens and I would prefer to catch them before the money is withdrawn from my account.

I realize that’s not feasible for everyone for a variety of reasons, but that’s why I don’t use debit cards.

From what I understand, credit cards charge a higher rate to merchants than debit cards.