re: #93 dog philosopher

i have an informational question that i wanted to put to the community here, so that i can be sure if i have my facts straight:

is it true that a health insurance provider can offer a plan even if it is not listed on the ACA health insurance exchange?

it was my understanding that the exchange was a marketplace where people who were not otherwise covered could find inexpensive plans in one place, that met certain criteria laid out by ACA regulations

however, francis posted this article that seems to me to assume that if a plan is not listed on the exchange that it is no longer available:

dailycaller.com

Yes, a company not in the exchange (marketplace) can offer anything the state insurance officials have always permitted. They might find it hard to compete with the Qualified Health Plans in the exchange, however. (Might even be a policy offered by their own company.)