re: #78 danarchy
Homeowner’s shouldn’t be a problem, but generally doesn’t cover flood damage, especially in a flood plain. It’s the supplemental flood insurance that is going to be a real bitch.
Dunno know YMMV.
FL’s ins market is EF’d up with major carriers refusing to write, or to raise rates X3 Fire/non Windstorm in FL.
Personal knowledge, friend on the east coast, house above FEMA food plain, upper middle class subdivision, two miles from Atlantic ocean Fire/non Windstorm will not be renewed by State Farm. He’s willing to pay higher rate - only fire/non windstorm ins available thru State of FL backed Citizens Insurance (insert Twilight Zone theme).
A Bayfront house in FEMA flood plain, having suffered recent storm surge, YMMV.