re: #119 marjoriemoon

It would be disastrous if you’re suggesting what Republicans are suggesting, that we should be able to purchase insurance out of state. You don’t think you’re covered now? You can’t get answers from your insurance company now? It’s a terrible idea.

Yes, you can shop around for auto insurance, but the options are about the same as my health insurance options. Granted my employer picks the company and I pick the plan, but is auto insurance much different? All the major auto insurers are practically identical with only a few dollars difference, Allstate, Geico, Prudential. Actually, I was just shopping for new car insurance this week and found them to be almost all the same.

My point above, however, was that my monthly premiums pay for when you have an accident and yours pay for mine.

But you miss the point. Car insurance and the ability to buy from any company you want, is what has kept the auto insurance cost where they are at.

For your comparison to have any validity, you would have to be able to show us what car insurance would be if we DIDN’T have the ability to purchase cross state. You would have to show us that car insurance would be the SAME cost now if we couldn’t buy from any company.

If the same option was accorded health insurance, then the cost would start to GO DOWN, just as the cost of auto insurance.