re: #6 Mike Lamb

And I wonder how the usage of ER rooms and their associated expenses plays out gender-wise and what those costs do to the risk pool…

The single most common reason for women’s usage of emergency rooms is… (drumroll)… domestic abuse. The single most common reason for women’s non-emergency medical needs is… (another drumroll)… regarding pregnancy (having one, trying to avoid one, or trying to get one).

So no, I don’t feel men are getting robbed by having to share the financial cost.

(men’s most common health risk and expense — for middle age and above it’s heart disease, for younger men it’s car wrecks).