re: #194 MinisterO

Means testing won’t get us very far. Social security is very progressive - the vast majority of the money goes to people who really need it.

indeed

i’m willing to bet that not one person here has accumulated or will accumulate enough money in saving or 401ks to sustain them through 20 years of retirement

some people try to tell me about an “average return of 8% over the long term” of stock market investments, but this is highly unrealistic. brokers will tell you that if you average 4% over 30 years, you are doing well