re: #20 Charles Johnson
I know - but that’s how they do you. If the body shop gives them an estimate that’s one cent higher than the blue book value, “total loss.” Your car is invalid.
I drove a salvage for awhile. Not sure about the legalities. I signed off with Geico, kept the minimum coverage. They paid me, I paid a repair guy. Drove it till it blew a gasket. I loved that 2000 Focus though. I probably got 25K extra miles.