re: #197 FemNaziBitch

If the State has granted him a driver’s license I do not think they can discriminate based on a medical diagnosis. If they do, I’d fight it—file a report with the Insurance Board and Attorney General.

I also, do not think they can raise rates because of it.

IIRC, The cheapest way to insure a young man is to buy a beater car and carry the minimum insurance on it. After Liabiity, the greats cost is for Collision coverage. So go without coverage for the vehicle itself.

In NC, even liability is higher for inexperienced drivers, as my grandson found out. But the premium goes down every six mos, so there’s that.

I don’t see how Mom can avoid putting her son on their family policy since he has no vehicle of his own, and it may be cheaper in the long run to do so.