re: #209 wozzablog

The cost of creating a new agency to test the claims could outweigh what you are losing to the moderately affluent.

Depends if anyone’s done any studies yet. Means testing is also proven to reduce take up of benefits by those at the very very bottom who have a distrust of dealing with the systems.

IRAs anyway are already tracked by the IRS. The IRS already tracks 401k contributions—not sure if they track balances of accounts through employers like they do for individuals reporting IRA balances. I would agree that costs should be taken into account when deciding whether we should consider the idea.