re: #198 sattv4u2

Don’t know if you were here yesterday when I asked, but

I wonder if the homeowners insurance company will get involved and which side they will come down on

A),,, against the firefighters and the county policy (ins. company would have to pay out as lot less if part if not most of the house was saved)

B) ,, against the homeowner for not practicing due diligence by previously paying the $75

If they have insurance it will come down in favor of the homeowner, they have a contract that says “if your house burns down, we’ll pay for it”. They didn’t contract with the city for fire protection therefore their house burned down.

Something else no one considered yesterday, the cost of insurance to the FD. If they had responded to a fire they weren’t contracted to handle and someone got hurt then who says their insurance company would be obligated to take care of the firefighter? Earlier this year a volunteeer FD in Indiana rescued a man who had fallen in a well and they were charged $1500 for their trouble by OSHA.