The government is us. If we choose crappy government by living in townships with low taxes and no services, then obviously that’s what we get.

I still don’t understand why people are so happy the house burned down. If there had been a kid in one of the bedrooms, would they still be happy? If not, why not?

This.
Plus fire departments in rural areas are not a cut and dry issue. In many areas it isn’t financially possible to have a fire department. Trying to paint this as an example of privatization gone bad or the problem with uncaring enterprise is wrong and misinformed.