re: #213 uncah91
You do realize that a) the ACA does regulate the insurance market and that b) the pushing/pulling of everyone into the insurance market makes those regulations work?
This mandate works in a very similar fashion to the monopoly granted to utilities. By putting everyone in the same market, it makes sure big costs can be shared.
ACA is weak methinks. It has not been nearly as good at distributing at an affordable cost. The performance is the difference.