Another Obamacare consideration for those who buy their own insurance just occurred to me: Tax liability. Those who buy their own insurance are accustomed to offsetting the cost through tax write offs at the end of the year. In my case, I’m due to about $2,000 in subsidies whch is a nice chunk of change but that’s also $2,000 that I can’t write off at the end of the year. Technically there’s no real savings there but it also frees up $2,000 that I can invest in my business, take an extra business trip, fly business class instead of coach, invest in tools, etc. Something to consider to avoid sticker shock at tax time.