re: #2 Political Atheist

80% of Americans get coverages through their employment. The ACA is meant to reduce the percentage who are not covered in that fashion - or aren’t eligible for Medicare, Medicaid, or S-CHIP.

But here’s the thing about those cancellation policies - they’re because the former policies weren’t meeting the new minimum standards for coverage. They’re far more comprehensive than the older policies - preventative care, mammograms, etc.

The cancellation notices are also misleading since these folks will likely still be able to get the same doctors and get policies through their current insurers, but the plan will be different than the old one.

Will it be more expensive? That may happen in some instances, but in others it may be less due to the subsidies. People will also be getting more comprehensive coverage, which doesn’t sound like much until you actually need it - the whole point of the insurance in the first place.

Moreover, critics are acting as though employers stuck with a single insurer and/or policy type and never switched them. They do. All the time. They change insurers, which necessarily changes coverages and participating doctors.

Heck, you can have employers who keep everything the same and the insurer decides that hospital X is no longer a participating hospital. If it happens to be your hospital, you’re out of luck as it now becomes out-of-network and more expensive than it did before the change.