Can’t tell what OWS is on about? here is an examples, as concrete as one could want.

This injustice ends now. The call for major reform and prosecutions begins in earnest.

FHFA Filings in PLS Cases, September 2, 2011 (fhfa.gov)
Government Regulator Sues Wall Street Banks For Fraud In Subprime Mortgage Deals (huffingtonpost.com)
FACT SHEET
The major banks are also responsible for putting a chokehold on lending, which keeps Americans out of work:
BofA has the worst record of all the big banks in making Small Business Administration loans.
Chase’s SBA lending dropped 75% in the two years after the economy crashed
Major banks have avoided paying their fair share of taxes via offshore tax shelters and other manipulations.
BofA paid $0 in income tax in 2009 and 2010.
Chase has over 50 tax sheltered overseas subsidiaries to get out of paying federal taxes
Wells Fargo paid $0 in federal taxes in 2009
The finance industry has been stealing our democracy by their massive lobbying efforts to block reforms.
Lobbying spend by BofA alone has more than doubled since 2006.
Total spend of finance, insurance and real estate sector of our economy on lobbying is currently over $115 million per quarter — and rising.