re: #18 Killgore Trout

So much for the “you can keep your doctor” thing…
kff.org

It seems that if you buy your own insurance you have to cancel your plan and sign up for a new one to get the low income tax credit. Seems like an odd rule. Pain in my ass.

That has nothing to do with your doctor. You may or may not be able to keep him depending on if he takes your now insurance plan. The old plans not getting tax credits is predicated on their not meeting the new higher standards, such as not having a yearly or lifetime benefit cap. If they did meet these new standards then they are what’s called “conforming” and you could have gotten the tax credit. Here’s why none of them meet that standard -> all previous private individual market plans excluded coverage for pre-existing conditions. So you can continue with them but they can and will still refuse to cover any pre-existing condition they rule you had at the time you signed up with them, and they can make this ruling retroactively.

Basically, if you really want to keep your shitty coverage it’s going to cost you down the road, in more ways than one.