re: #25 kirkspencer

I pointed this out to a family member who was going on about how poor people got mortgages they couldn’t afford (as if it were their job to determine whether they were eligible and not the banks’). I noted that of all the people we knew, the few who had had homes foreclosed were the ones who were trying to get in on the “flip” madness, i.e. our friends who could afford to pick up second and third mortgages.