re: #332 Flounder

Index funds are better than managed funds in most instances. Near equal rate of return to the benchmarks, with a much lower cost.

Between that and dollar cost averaging to buy on a regular basis, to ignore the inevitable selling into lows or buying into highs, and you’d get a smoother and less volatile investing strategy (because buying into lows means you get a lower cost basis and more shares so you get more bang for your buck).