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Monday Night Open

420
MPH11/05/2013 2:48:50 pm PST

re: #416 klys

And these plans are 100% comparable - no lifetime caps, no exclusion for pre-existing conditions, same yearly out of pocket cap, free preventative care, etc., etc.?

The Aetna plan they are on today is better then the more expensive Obamacare option across nearly every coverage point. The pre-existing conditions are not an issue with my employees or their families who are covered.

That said, in a perfect world, I don’t think employers should be buying insurance for employees. I’d much rather pay the cost of the insurance on to the employees and let them self-select a plan that is best for them. When people see first hand how much it costs, they start asking what is in this plan — and it puts downward pressure on the price. If there is one good thing to come out of this obamacare sticker shock news, perhaps many people who never considered it before will realize how ridiculous it is to be forced to buy something you don’t need. That isn’t how you incentivize the industry to control costs.