re: #439 Belafon

Now imagine if we didn’t have Social Security. Most people are lousy at saving (and I’m sure I’m one of those people.)

I’ll grant that it’s difficult to save when salaries are low. I missed out on a couple of years of retirement saving when I was a contractor early on, when I was struggling to start our family. Once I finally started to get paid something closer to market rates with a few years under my belt, though, I was able to catch up a little bit on my retirement account, and now, aside from the current temporary downturn, it’s doing just fine. I saw there was proposed legislation (Biden’s economic plan?) to do automatic enrollment for qualified employees; I think that is a fantastic idea to promote more retirement investment.