Comment

Florida City Cancels 'Tea Party' Because Organizers Refuse to Get Insurance

458
eon3/29/2009 2:55:40 pm PDT

re: #414 Photon Cowboy

accept liability for something that a stranger could do.

That’s the part that jumped out at me. If a few libtards show up at a tax rally and start any sort of trouble,guess who gets the blame ! I’m told that if you take your average protester and cleaned them up they could pass for normal. Must have insurance

It’s no different than the liability insurance I carry on my house, and which you probably have on yours. When you read the fine print, a liability policy (from a legitimate insurer) has a “third party” clause. This is the bit that protects you (the insuree) from damages claimed by someone who is injured, etc., by someone else (the “third party”) who is on or within your property without permission or a legitimate reason to be there. An example of this would be a burglar who, in leaving your house, slugs somebody on the sidewalk in front of your front door in the process. Yes, the victim should sue the yob- but if he decides that you have deeper pockets, and can get a lawyer to take the case to a civil court, you’re covered.

An insurance policy for a public gathering should have a similar clause, and I’m betting that any insurer that provides such will already have it in their boilerplate version. If they don’t, ask. If they don’t want to do it that way, find another insurance agent.

There are a lot of them in the phone book.

cheers

eon