re: #480 Anymouse

One of the reasons I only use cash. My wife and I bought our new car and our house with saved money and no credit. If we don’t borrow, lenders don’t own our souls.

Completely impossible where I live. I have to live where I can get a job doing what I do, and the area with the most jobs of that kind just happens to be about the most expensive housing market in the US.