re: #39 Backwoods_Sleuth

Always go to the official source for this kind of information (Hint: NOT Fox):

Questions and Answers on the Individual Shared Responsibility Provision

That link has a link to a PDF Final Rules.

1.5000A-0 is the section about essential coverage and penalties (and probably more than you care to know).
Scroll down to 1.5000A-4 Computation of shared responsibility payment. (Pages 17 and 18)

The website has no leggy blondes.