re: #45 Killgore Trout

Yeah, it’s gone

Not for you if you keep your old, shitty plan.

Beginning Sept. 23, 2010, group health plans cannot exclude enrollees (employees, spouses or dependents) under age 19 based on pre-existing conditions. For other plans, all pre-existing condition exclusions must be removed beginning in 2014.

Grandfathered group health plans receive no special protection and must comply once the provision becomes effective with respect to the plan. These rules apply equally to collectively bargained and non-collectively bargained plans.

A special rule applies to individual health insurance coverage. The pre-existing condition rules only apply to non-grandfathered individual health insurance plans.

re: #48 Decatur Deb

Here’s WebMD on it. Looks like it goes outlaw even for plans that are not ACA Qulalified Health Plans. I old contracts are grandfathered, they will quickly disappear to market forces.

webmd.com

Right, like I was saying it only affects new contracts in the individual market. Group plans are automatically updated and must be in compliance. This is the exact reason that old individual market plans don’t qualify for the tax credit, because across the board they all sucked and the law doesn’t force them into compliance. It’s up to the customer to not be a fucking moron, read, understand the law and act in their own best interests.