re: #543 Occasional Reader

I actually work in the student financial aid field. When “borrower benefit” programs arrived on the scene I couldn’t help but think that they were not helping in advancing the education of young(er) minds. In the ‘real world’ mortgage companies or other lenders typically won’t reduce your interest rate or forgive the last few payments simply because you have kept your account current. You made a deal with the lender when you signed the promissory note and shouldn’t expect anyone else to bail you out or ‘lighten the (debt)load’

NMM