The insurance adjuster just left my home, after examining the aftermath of the broken pipe that flooded our basement while we were in California.

He took a lot of photos, and made a number of measurements of the basement.

He said when he left that he would need to get with the plumber to find out if it was a frozen pipe (which is covered) or a worn pipe (which is not). The plumber already told us the pipe burst from freezing, but he needs to get that statement from the plumber.

The adjuster also said that if it was a burst pipe, the insurance company will pay to shovel all the mud back into the basement and level the floor once again.

We may get out of this with most of our money back.