re: #820 Big Steve

You may be missing the point. Yes college is a choice as is which college one attends and its costs. However IRS rules allow one to deduct tuition and fees for dependents. In fact the colleges send you an 1098t form for this information. But if you have an adjusted income over a certain amount ($80,000 if you are a single filer) you cannot deduct these costs.

I fail to see that is a problem. If I’m very lucky in the next few years, I’ll fall into that same bracket. I’ve been prepping for it for over a decade. I’m privileged enough to do so - though less so than you.