re: #74 danarchy
All except for number 2 are good advice. You should not use the same password or small number of passwords for everything. What you don’t need is a hacker hacking into your instagram account and by default getting your online banking password. Different passwords for everything, or at least everything important.
Yeah, sometimes they’re forced on you, and I never use the same password or even user name. I’ve got a very long alphanumeric memorized which generates new passwords (in my head) transforming patterned calendrics and the situation. Minimizing the Internet profile is one reason to stay off FB and Twitter.