re: #71 BignJames

Yeah, it’s fixed…I’m planning on paying it off when I sell my present home…and hopefully pocketing some $$…how much is the capital gains rate?

Your marginal rate will again depend on the particulars, short term capital gains verse long term, other investments, any losses carried forward, that sort of thing. Make sure you use a professional tax preparer, they are worth it. I have all my statements sent automatically to my accountant.