OK, couple of questions here.

Doesn’t the Ryan plan basically copy the Health Care Reform law but for people eligible for Medicare, a couple of years out? Why is that not talked about? I remember during the health care debate that we wanted what Congress had, and he has said himself, this new Medicare plan is just like what Congress has. ??

Also, so you’ve got this Medicare fund and you are going to go out and pick your insurance. You are 62 or 65 whatever. What insurance model is going to accept you? The risk is bad. How can that work as a business model?