NEW YORK — New York’s top law enforcement official has accused an Orange County-based lender of scamming borrowers out of “millions of dollars” with high-interest loans.

CashCall, which is based in Anaheim, is one of two companies targeted by New York Atty. Gen. Eric Schneiderman for allegedly hitting cash-strapped New Yorkers with interest rates of 89% to 355% on personal loans.

Schneiderman’s office announced the civil action Monday against CashCall, South Dakota-based Western Sky, an affiliated company and their owners.

“Western Sky and CashCall charged exorbitant interest rates on their loans to scam New Yorkers out of millions of dollars,” Schneiderman said in a statement.

The companies targeted consumers urgently needing money with Internet and TV ads that promised “fast cash,” Schneiderman said.

According to Schneiderman’s office, the companies in question have made 17,970 loans worth more than $38 million to New York consumers since 2010. The interest and fees on these loans racks up to $185 million, according to the complaint filed in the case.

Consumers receiving loans of $1,000 were charged interest rates of more than 234%, meaning they had to repay the loan with $4,942 in principal and interest payments over a two-year period, Schneiderman said.

More: Orange County Lender Scammed Borrowers in Scheme, N.Y. Atty. Gen. Alleges