re: #120 Kent Dorfman

The new norm, the negative interest rate.

Negative yields mean that if an investor places a deposit with a bank, at maturity the investor receives an amount less than the original investment.

I have heard in Europe that this is leading a lot of companies to simply keep their money stashed in cash in a safe rather than lose part of it by depositing it. This, in turn, could lead to a shortage of cash for every day transactions.