Other people who ‘predicted’ the housing bubble/economic collapse…
Calculated risk, barry ritholtz (the big picture), Tanta (RIP), prof. roubini(sp)…lots of people saw it coming.

the SEC, congress (let’s repeal glass-stegal! that’s a genious idea!), the fed and various other regulatory agencies all got together (at the urging of the executive and legislative branches) to let that clusterfuck happen.