re: #150 Michele: Recovering Social Media Addict

Some. I just want to move it someplace that isn’t going to overly effected by a market collapse. Same reason I kept money back when the lock down went into effect & was furloughed. Unfortunately, a lot of people I know didn’t have that reserve and were hurt bad. I don’t want to join their ranks if I can avoid it.

No matter where you move it, a market collapse will affect it. How bad the fallout will be depends on how the funds are invested.
Go for safe as opposed to speculative. Returns on safe investments will stay steadier. Speculative, though there is the prospect of phenomenal returns, can disappear in a flash.
And yes, those are actual investment categories.