re: #164 Barefoot Grin

I think this is probably better for us. Though we struggle as it is. Sucks to be considered almost “middle class” and live in an area with very high cost of living.

It’d just be a change from having to write the lump sum in April versus having it deducted slowly over the course of the year. You probably aren’t technically triggering penalties, and you could do it half and half - bump up your withholdings to cover half of it and reduce the taxes owed to under $1k.